Fomo Wallet and Private Key

Every referral code unlocks the same 10% fee discount from Fomo. What DEAL adds is 12.5% of your Fomo fees back in USDC, and that cashback comes from the code owner, because Fomo pays none.

Before you sign up

Your wallets and your referral record are both created the moment the account is. So open fomo.family/r/deal first, then register with your Apple ID or Google account (or type DEAL if a code box appears). Fomo has no field for adding a code later, and a recorded referrer can't be changed. Full steps: how to use a Fomo referral code.

What kind of wallet Fomo uses

• Created for you. Registration gives you a Solana wallet and an EVM wallet automatically. There's no seed phrase to write down and no lengthy verification at sign-up.
• Non-custodial. Your private keys belong to you, and no one at Fomo can move your tokens.
• Split key. The key is split into shares. No single party, Fomo included, holds enough of them to rebuild it.
• Optional biometric check. You can turn on Face ID, Touch ID or fingerprint under Settings > Security.

For a wider look at the app's safety, read is the Fomo app legit.

Your two Fomo wallets

Both wallets trade from one cash balance, and Fomo routes each trade for you. The spot fee is the same on either wallet: 0.50% per trade, or 0.45% with a referral code. With DEAL, the 12.5% cashback covers every network too, Arc and Robinhood Chain included. More: Fomo supported chains.

Find your addresses

1. Open Fomo and go to your Profile.
2. Tap Settings, then Account.
3. Scroll past your display name and description.
4. Your Solana address and your EVM address are listed there. Tap one to copy it.
5. To see its activity, paste it into the explorer for that network from the table above.

To add money, follow the Deposit screen rather than an address you saved earlier. Pick the network, copy the deposit address it shows, and send only USDC on that same network (Robinhood Chain takes USDG). A network mismatch is the most common reason a deposit doesn't show up. Minimums and details: Fomo deposits and withdrawals.

Export your key safely

1. Make it private. No screen sharing, no screen recording and nobody looking over your shoulder.
2. Open the export screen. Go to Settings > Account > Export, or start at fomo.family/export-key.
3. Pick the right key. The Solana key opens your Solana wallet. The EVM key opens your wallet on all six EVM networks.
4. Enter it in one place only: the import screen of the non-custodial wallet app you chose. Never in a website, a chat or a form.
5. Don't store it digitally. No screenshot, no phone note, no email to yourself.
6. Check the result. Exporting doesn't create a new wallet, so the other app should show the same address and tokens.

Stuck? Fomo support can walk you through it: Profile > Settings > Help and Support > Contact Support. Fomo will never ask you for the key itself.

When exporting makes sense, and when it doesn't

It makes sense when you want to:

• open the same wallet in another non-custodial app;
• burn worthless Solana tokens or clean up the wallet;
• manage tokens Fomo doesn't support, including tokens sent to your wallet on a network Fomo doesn't support (they're still yours, and the key lets you move them);
• send a token other than USDC to an outside wallet. Only USDC goes out through Withdraw > Crypto wallet.

It doesn't make sense when:

• You only want to move USDC out. Use Withdraw > Crypto wallet. Every network except Solana has a minimum, and a wrong network or an address you don't control can mean permanent loss.
• You want to pay a friend on Fomo. Use Send: Profile > three dots next to the cash balance > Send, then search their username. It works for USDC and for Solana tokens reviewed by the Fomo team, and it can't be reversed.
• You only want to check a balance. Your address and a block explorer show that without the key.

Key safety rules

This checklist follows Fomo's own advice on private keys and scams:

• Anyone with the key has full control of that wallet and everything in it.
• Never share it, with anyone, for any reason.
• Fomo will never ask for it. A request for it is not from Fomo.
• Never screenshot it, and never store it digitally.
• Never paste it into a website.
• Be careful what you connect your wallet to, and ignore tokens that show up uninvited.
• Turn on the biometric check under Settings > Security.

A safe key doesn't make a token safe. Meme coins are very risky, and you can lose all the money you put in.

Code DEAL: 10% Off + Fee Cashback

A new account that starts at fomo.family/r/deal trades at 0.45% instead of 0.50%. On top, the DEAL code owner returns 12.5% of the Fomo fees you pay, in USDC, straight to the same wallet this page describes; Fomo itself pays no cashback. Spot and perps count, on every network. Cashback goes out each month, and weekly at the weekend when more than 50 USDC is due. Two rounds of seven $50.00 payouts already reached DEAL users, on 20 September 2026 and 17 October 2026. Full terms and payment screenshots: DEAL cashback.

Open Fomo with code DEAL

Facts checked on Fomo's help center on 22 October 2026.

Sources: Fomo help: what is fomo ; Fomo help: how fomo keeps your crypto secure ; Fomo help: where to find your wallet addresses ; Fomo help: what is a private key and how to protect it ; Fomo help: how do i send tokens to another wallet ; Fomo help: withdrawing to an external wallet ; Fomo help: sending to another fomo user ; Fomo help: i sent tokens to my fomo wallet but they are not showing up ; Fomo help: the app is not loading ; Fomo help: supported chains ; Fomo help: protecting yourself from scams ; Fomo help: trading fees on fomo ; Fomo help: how referral codes and fee discounts work

Questions